Female business owner running her shop

Borrow

Financial options to establish your business or grow your options.

Simplifying your banking needs when running a business can require the experience of a professional lender and ability of a bank to deliver. We pride ourselves on creating long-term relationships with our customers to offer loan services that can be customized with your business.

Take a look at just some of the commercial loans we offer:

We can trace our history back to the earliest days of Oklahoma, when we helped farmers and ranchers with banking and loan services. We're proud to continue to offer those services to our agricultural customers nearly a century later. If you're in need of a loan to help you grow your farm, ranch, or agricultural service, stop by and talk to one of our loan officers today.

Our agricultural loans include:

  • Agricultural Real Estate
  • Equipment Purchase
  • Livestock Purchase
  • Operating Loans
Your construction business requires the right capital to cover your construction needs. Talk to one of our qualified loan experts to learn more.

Our loan options include:

  • Construction of commercial and residential properties
  • Land purchase and development
The right footing for equipment or vehicles in any business needs a sound financial base. Our equipment financing loans can be tailor-made to fit your needs from one of our lending experts.

Our loan options include:

  • Construction Equipment
  • Manufacturing Equipment
  • Office Furniture and Equipment
  • Trucks and Trailers
Our lenders are ready to help with a range of real estate loans. 

Our selection of commercial real estate loans include:

  • Commercial real estate
  • Farmland
  • Investment / rental properties
  • Vacant or undeveloped land
No matter what your business venture may be, the day-to-day operations to keep things moving are essential when you plan to grow. 

We also provide loans to help you move in the direction you want, including:

Accounts receivable lending
Increase inventory
Plan or budget for expansion

Waiting up to 30 days for receivables to be paid can put a major strain on your business' ability to grow.

Our BusinessManager® program provides a solution for cash flow problems by putting your operation on an all cash basis by funding outstanding invoices in as little as 24 hours. We have experts standing by to help you learn if BusinessManager® is right for your organization.

Contact a strategic lending specialist today: 888.449.2265


How it works

BusinessManager® is an accounts receivable solution that is ideal for organizations that are experiencing high-growth and is suited for businesses in nearly any industry, including transportation, manufacturing, and the oil and natural gas industry. We can help alleviate the stress of managing cash flow during high-growth phases by funding your outstanding invoices in as little as 24 hours.

Now you can bridge the gap between payables due to suppliers today and receivables that your customers won't remit for 30 days or more. With BusinessManager®, you’re enabled to get cash for your accounts receivable deposited directly into your bank account by selling them to the bank at a discount. The bank can send statements on your behalf and offer payment terms to your customers. You'll also receive detailed management reports outlining critical information about your receivables.

When you are effectively conducting business on an all-cash basis, you can take advantage of suppliers' prompt payment discounts, increase your sales, redirect staff time, and save the time and money typically spent on receivables management. 

BusinessManager® can help your business:

  • Make payroll 
  • Buy new equipment
  • Hire more employees
  • Take on larger clients
  • Operate with confidence
Great Plains Bank has helped over 100 clients with their working capital needs. Is BusinessManager® right for you? Contact us to learn more.

For Your Next Stage of Growth

The SBA helps small businesses get SBA loans by guaranteeing them up to a certain percentage. SBA loans can be used for many purposes — including launching or expanding a business, purchasing inventory or equipment, or consolidating high interest debt. Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options.


Great Plains Bank has an energy lending team dedicated to meeting the unique needs of oil and gas industry. We provide banking services to middle-market Energy companies that focus on a wide array of oil and gas-related activities.

  • Production Lending - available for the exploration, development, production, and acquisition of existing oil and gas producing properties.
  • Upstream Lending - Companies involved in the exploration and production of oil and gas reserves.
  • Mid-Stream Lending - Companies involved with the moving/transportation of petroleum products.
  • Cash Management - Treasury Management solutions are tailored to help you be more efficient with your time and money.

Features include:

  • 25-day interest-free grace period on all purchases (No grace period on cash advances)
  • Competitive ongoing APR*
  • Earn one reward point for each dollar spent, up to 10,000 points per month
  • Low annual fee of $49 per account
  • Individual billing option only

Benefits include:

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise 
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits
  • To view or redeem rewards points, visit dreampoints.com/preferredpoints or call 866-678-5191

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application below

Features include:

  • 25-day interest-free grace period on all purchases (No grace period on cash advances)
  • Competitive ongoing APR*
  • Individual and summary billing options
  • No annual fee

Benefits include:

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application below



To apply for a business credit card, complete the application at the link below or visit a Great Plains Bank branch near you!


*Please see application for information about current APR and fees.