For Your Next Home
Whether you're looking to tap into your home's equity for renovation projects, consolidate debt, or fund a new home construction, our expert guidance can help you navigate the best loan options for your financial goals. Explore competitive rates, flexible repayment plans, and tailored solutions to maximize the value of your property. Start your journey to financial empowerment today with our trusted insights into HELOCs, home equity loans, and transitional financing options!
HELOC & Home Equity Loans
Get the full benefits of a Home Equity Loan or a Home Equity Line of Credit! Unlock the financial potential of your property with our competitive HELOC options, offering flexible access to funds that can be used for home improvements, debt consolidation, or major purchases.
If you're seeking a more structured approach, explore our Home Equity Loans, providing you with a lump sum for significant expenses with fixed repayment terms.
Home Equity Loan
- Competitive Interest Rates
- Interest payments may be tax-deductible
- Get all your cash upfront
- Loan amounts from $10,000-$250,000
HELOC
- Access your line of credit at any time for any reason
- Pay interest only on the borrowed amount
- Access cash easily at your convenience
- Loan amounts from $10,000-$250,000
Consult Your Tax Advisor regarding the deductibility of interest. This is not a commitment to lend or extend credit. Some restrictions may apply. All Great Plains Bank loans are subject to credit approval. Rates are subject to change without notice and are based on credit worthiness, loan amount, and loan-to-value ratio. Property insurance is required, including flood insurance if applicable, on the property that secures the loan. Some restrictions may apply. Last updated: February 2025
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Construction & Bridge Loans
Are you planning to build your dream home? Our construction and bridge loans offer flexible, hassle-free financing to help you secure your property, cover building costs, and bring your vision to life quickly and efficiently!
Bridge Loans
Ideal for buyers who need quick, short-term financing to secure a property before selling an existing one, need more time for approval on a permanent mortgage, or for customers seeking to purchase then improve the home through a remodel or addition.
- Up to 100% loan-to-value (LTV)
- 11 months interest-only
- Quick turnaround time
- 48-hour pre-qualification
- Flexible debt-to-income requirements
- In-house permanent mortgage option
Construction Loans
Best suited for funding the building or renovation of a property.
- Up to 90% loan-to-value (LTV)
- 12 months interest-only (6-month renewal, if needed)
- Quick turnaround time
- 48-hour pre-qualification
- Flexible debt-to-income requirements
- In-house permanent mortgage option
Bridge & Construction Loans
When combined, bridge loans and construction loans create an effective financing strategy. A bridge loan can quickly secure land or an existing property, while a construction loan funds the development. This approach helps borrowers move forward without delays, ensuring projects are completed efficiently while waiting for permanent financing or asset sales.
This is not a commitment to lend or extend credit. Some restrictions may apply. All Great Plains Bank loans are subject to credit approval. Rates are subject to change without notice and are based on creditworthiness, loan amount, and loan-to-value ratio. Some restrictions may apply. Last updated: February 2025
