

For Your Home
HELOC & Home Equity Loans
HELOC At Just 6.99% APR*!
- Dream Renovations – Upgrade your space
- Debt Consolidation – Simplify & save
- Big Purchases – From cars to vacations
- Unexpected Expenses – Because life happens
6.99% APR* - with GPB Checking Account & Loan Autopay
7.49% APR* - without GPB Checking Account & Loan Autopay
- Access your line of credit at any time for any reason
- Pay interest only on the borrowed amount
- Access cash easily at your convenience
- Loan amounts from $10,000-$250,000
Home Equity Loan
- Competitive Interest Rates
- Interest payments may be tax-deductible
- Get all your cash upfront
- Loan amounts from $10,000-$250,000

Rate valid only for Great Plains Bank home equity line of credit applications and is based on a credit score of 700 or higher and maintaining a GPB checking account with automatic loan payments. Credit scores below 700 may result in a higher rate. Credit line loan-to-value ratio cannot exceed 80%. Credit loan minimum is $10,000 and maximum is $1,000,000 in Texas and $250,000 in Oklahoma. *Annual Percentage Rate (APR): 7.49% and 6.99% APR disclosed above is fixed for the first 12 months of the loan. After the first 12 months, APR is variable for the remainder of the loan term, will vary based on the prime rate (the index) as published in the Wall Street Journal and adjust every 6 months. As of 3/1/25, the variable rate for Home Equity Lines of Credit at Great Plains Bank ranges from 6.99% to 18%. Your actual APR may differ based on your credit history, approved loan amount, term, and financing of fees, if applicable. Rates are subject to change without notice and are based on creditworthiness, loan amount and loan-to-value ratio. Property insurance is required, including flood insurance if applicable, on the property that secures the loan. Some restrictions apply. Fees may include: Appraisal Fee $600, Flood Fee $14, Credit Report Fee $100, Origination and Processing Fee $1,490, and Title/Filing Fees $2,500. Offer ends June 30, 2025. Subject to credit approval. NMLS #458937.
Consult Your Tax Advisor regarding the deductibility of interest. This is not a commitment to lend or extend credit. Some restrictions may apply. All Great Plains Bank loans are subject to credit approval. Rates are subject to change without notice and are based on credit worthiness, loan amount, and loan-to-value ratio. Property insurance is required, including flood insurance if applicable, on the property that secures the loan. Some restrictions may apply. Last updated: April 2025