Rate valid only for Great Plains Bank home equity line of credit applications and is based on a credit score of 700 or higher and maintaining a GPB checking account with automatic loan payments. Credit scores below 700 may result in a higher rate. Credit line loan-to-value ratio cannot exceed 80%. Credit loan minimum is $10,000 and maximum is $1,000,000 in Texas and $250,000 in Oklahoma. *Annual Percentage Rate (APR): 7.49% and 6.99% APR disclosed above is fixed for the first 12 months of the loan. After the first 12 months, APR is variable for the remainder of the loan term, will vary based on the prime rate (the index) as published in the Wall Street Journal and adjust every 6 months. As of 3/1/25, the variable rate for Home Equity Lines of Credit at Great Plains Bank ranges from 6.99% to 18%. Your actual APR may differ based on your credit history, approved loan amount, term, and financing of fees, if applicable. Rates are subject to change without notice and are based on creditworthiness, loan amount and loan-to-value ratio. Property insurance is required, including flood insurance if applicable, on the property that secures the loan. Some restrictions apply. Fees may include: Appraisal Fee $600, Flood Fee $14, Credit Report Fee $100, Origination and Processing Fee $1,490, and Title/Filing Fees $2,500. Offer ends June 30, 2025. Subject to credit approval. NMLS #458937.