A simple checking account with simple features.
With no minimum balance and no monthly transaction fees for written checks, our Free Checking is ideal for your first checking account.
Features and requirements include:
- No minimum balance to avoid a service charge
- No monthly transaction fee for checks written
- $100 deposit to open
- $700 overdraft limit
- $30 charge for each insufficient check
- $4 per day continuous overdraft fee after 1 day
- No interest paid
Upon approved application, overdraft privileges and a free check card may be granted on an account. Some restrictions may apply. The decision to grant overdraft limits and a check card will be made by management, and if approved, the customer will be notified of their overdraft limit. If the account is overdrawn for more than 30 days after approved application, the account may be closed and the balance sent for collection. The sequence of transaction processing may affect overdraft occurrences, please your review your overdraft agreement for details.
The customer will be responsible for purchasing his or her own checks.
Management reserves the right to make changes to this account at their discretion.