Couple purchasing items with credit card

The flexibility you need, to pay for everything you want.

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you’ll need for everything you need to do. 

To apply, download and complete the application below. 

Personal Card – Low Rate

Features include: 

  • 25-day interest-free grace period on all purchases (No grace period on cash advances)
  • Competitive ongoing APR*
  • Low introductory rate for the first six months*
  • No annual fee

Benefits include: 

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:  

  • Other fees may be charged, these fees are listed on the downloadable application below.

 

Personal Card – World / Preferred Points Rewards

Features include:  

  • 25-day interest-free grace period on all purchases (No grace period on cash advances)
  • Competitive ongoing APR*
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months*
  • No annual fee

Benefits include: 

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and more
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits
  • Online account information available 24/7 at cardaccount.net
  • To view or redeem rewards points, visit dreampoints.com/preferredpoints or call 866-678-5191
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees: 

  • Other fees may be charged, these fees are listed on the downloadable application below. 

 To apply, download and complete the below application. Then, fax your completed application to the Card Service Center at 877-809-9162 OR bring it to your closest Great Plains Bank branch.

 

Download Application

 

*Please see application for information about current APR and fees.