Financial options to establish your business or grow your options.

Simplifying your banking needs when running a business can require the experience of a professional lender and ability of a bank to deliver. We pride ourselves on creating long-term relationships with our customers to offer loan services that can be customized with your business.


Take a look at just some of the commercial loans we offer:

Agricultural Loans

We can trace our history back to the earliest days of Oklahoma, when we helped farmers and ranchers with banking and loan services. We're proud to continue to offer those services to our agricultural customers nearly a century later. If you're in need of a loan to help you grow your farm, ranch, or agricultural service, stop by and talk to one of our loan officers today.

Our agricultural loans include:

  • Agricultural Real Estate
  • Equipment Purchase
  • Livestock Purchase
  • Operating Loans


Construction / Development Financing

Operating your own construction business takes the right capital to cover your operational needs. Talk to one of our qualified loan experts to learn more.

Our loan options include:

  • Construction of commercial and residential properties
  • Land purchase and development


Equipment Financing

The right footing for heavy equipment or vehicles in any business needs a sound financial base. Our equipment financing loans can be tailor-made to fit your needs from one of our lending experts.

Our loan options include:

  • Construction Equipment
  • Manufacturing Equipment
  • Office Furniture and Equipment
  • Trucks and Trailers


Real Estate Loans

Whether you're looking for your first land development location or trying to expand into new markets, our lenders are ready to help with a range of low-interest real estate loans. 

Our selection of commercial real estate loans include:

  • Commercial real estate
  • Farmland
  • Investment / rental properties
  • Vacant or undeveloped land


Working Capital Financing

No matter what your business venture may be, the day-to-day operations to keep things moving are essential when you plan to grow. 

We also provide loans to help you move in the direction you want, including:

  • Accounts receivable lending
  • Capital improvements
  • Equipment purchases
  • Increase inventory
  • Plan or budget for expansion


BusinessManager® - Accounts Receivable

Now you can bridge the gap between payables due to suppliers today and receivables that your customers won't remit for 30 days or more. With BusinessManager®, you’re enabled to get cash for your accounts receivable deposited directly into your bank account by selling them to the bank at a discount. The bank can send statements on your behalf and offer payment terms to your customers. You'll also receive detailed management reports outlining critical information about your receivables. When you are effectively conducting business on an all-cash basis, you can take advantage of suppliers' prompt payment discounts, increase your sales, redirect staff time, and save the time and money typically spent on receivables management.